International Casualty

We reinsure long-tail insurance business ceded to us by insurance company clients underwriting anywhere in the world, except the USA. We write treaty contracts on both an excess of loss and proportional basis via professional reinsurance brokers. Our underwriting team is based in London.

Our clients operate in a wide range of legal jurisdictions, each of which has its own characteristics. Therefore each of our underwriters has responsibility for particular geographical areas and seeks to remain abreast of the ever-changing relevant legal, product and socio-economic environment by way of regular visits to, and meetings with, not only our clients but also other industry contacts.

We regard it vital to understand the basis upon which our clients provide the original indemnity and we have therefore developed significant expertise in reviewing original policy documentation such that we offer comments and observations on new drafts being prepared by our clients.

To support our underwriting process, our team has also developed a range of sophisticated rating models enabling each contract to be underwritten on its own merits. We also conduct analysis of market-wide loss trends in key territories. Access to internal actuarial support is available to the team as required and close liaison with claims handlers ensures a better understanding of the ever-changing influences on long-tail claims.

Our products include:

Motor

Legal liability for statutorily required or voluntary third party bodily injury, third party property damage and passenger liability arising out of the use of a motor vehicle and damage to own vehicle arising from collision, theft, fire or natural peril

Public Liability

Legal liability for injury to third parties or damage to third party property in connection with the insured's business

Products Liability

Legal liability for injury to third parties or damage to third party property arising out of defective products supplied by the insured

Domestic Legal Liability

Legal liability for injury to third parties or damage to third party property arising from ownership or occupation of dwellings

Employers Liability

Legal liability of employers under common law or statute for injury to employees in the course of their employment

Workers Compensation

Legal liability of employers under statute to pay no-fault benefits stipulated by statute to employees injured in the course of their employment

Professional Indemnity

Legal liability for injury to third parties or damage to third party property or pure financial loss incurred by third parties as a result of any negligent act, error or omission committed in the course of professional duty

Medical Malpractice

Legal liability of health professionals for injury to third parties as a result of any negligent act, error or omission committed in the course of administering medical treatment

Directors and Officers

Legal liability for pure financial loss incurred by third parties and legal costs disbursement cover as a result of any wrongful act committed or alleged to have been committed by a director or officer of a company

Bankers Blanket

Comprehensive legal liability, theft, IT fraud and employee dishonesty coverage for financial institutions

Fidelity Guarantee

Insurance against loss incurred as a result of dishonest acts of employees

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