Excess Casualty

Aspen underwrites a broad portfolio of Global Excess Casualty business, focusing on Fortune 1000 companies, commercial contractors and residential contractors in the USA. The team looks for strong risk management from clients and focuses on developing long-term relationships with both clients and intermediaries. We can write on a variety of market forms on an Occurrence, Occurrence Reported or Claims Made basis and have a maximum capacity of US$50m. We are based in Dublin (Ireland) and Hamilton (Bermuda) where we access business through the wholesale broker market including those in the UK, Ireland, continental Europe and Bermuda and write USA business on surplus lines bases.
Our products include:

General Liability insurance

Aspen underwrites all types of business activity on a worldwide basis. Our maximum line is normally US$50m per occurrence/aggregate and our minimum attachment is US$25m.

Residential Construction

Aspen provides up to five years' liability cover plus statutory completed operations (Defects) cover for USA residential contractors. We can also provide up to three-year annual practice policies, with annually reinstating aggregates or stretched aggregate. Maximum capacity is normally US$25m occurrence/aggregate and minimum attachment is US$10m.

Commercial Construction

Aspen can provide up to five years' plus completed operations (Defects) cover on commercial construction projects; typically on a CCIP or OCIP basis. Projects include bridges, tunnels, high rise and infrastructure. Our maximum capacity is US$50m occurrence/aggregate and our minimum attachment is US$25m.

Other business

We work in conjunction with our London operations on marine and energy, US transportation and pharmaceutical accounts. For pharmaceutical and chemical accounts we have a maximum capacity of US$25m.

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